Risk Disclosure
Last updated October 27, 2026 (draft for attorney review)
Educational content only. Not financial, investment, legal or tax advice. Crypto assets are highly volatile and you can lose all of the money you put in. Most people who actively trade lose money, and past performance does not predict future results. We don't recommend specific coins, give trade signals or make price predictions.
- Total loss is possible. Crypto assets can lose most or all of their value, quickly. Some have gone to zero.
- Most traders lose money. Active trading in volatile markets results in losses for most people who try it, especially after fees.
- Past performance does not predict future results. Charts, backtests, examples and testimonials don't show what will happen next.
- No guarantees. No course, method, indicator or plan, including ours, can guarantee profits or prevent losses.
- Volatility and liquidity. Prices can move sharply, 24/7. Thin markets can make selling difficult or costly. Stop orders can fill at worse prices or not at all.
- Leverage. Margin, futures and other leveraged products can lose more than your initial investment and can be liquidated quickly.
- Platform and custody risk. Exchanges and lenders can be hacked, freeze withdrawals or fail. Crypto is generally not FDIC-insured, and SIPC protection often doesn't apply.
- Security and fraud. Scams, phishing and theft are common, and blockchain transactions are usually irreversible.
- Regulatory and tax risk. Laws, regulations and tax rules can change and differ by state. Taxes can reduce or eliminate any gain.
- Only use money you can afford to lose. Keep an emergency fund and talk to licensed professionals about your situation.
Official information: SEC Investor.gov on crypto assets · CFTC on virtual currency risks · FINRA on crypto risks · FTC on crypto scams.